Last updated: February 3, 2026
Effective date: February 3, 2026
This Content Disclaimer applies specifically to Credit Score Toolkit (the “Service”), owned and operated by JQC Solutions, accessible at https://creditscoretoolkit.com/.
The information, content, tools, calculators, and services provided through Credit Score Toolkit are made available for general informational and educational purposes only.
No Professional or Credit Advice
Content provided through the Service does not constitute, and should not be interpreted as, professional advice of any kind, including financial, credit, lending, investment, tax, legal, or accounting advice.
Credit Score Toolkit is not a consumer reporting agency as defined by the Fair Credit Reporting Act (FCRA), and does not provide credit reports, credit scores, credit decisions, or eligibility determinations.
You should not act or refrain from acting based on any information obtained from the Service without seeking independent advice from a qualified professional who is familiar with your specific circumstances.
Tools, Calculators, and Automated Outputs
The Service may include calculators, estimators, generators, or other automated tools. Any results, estimates, or outputs generated by these tools are provided for illustrative and informational purposes only.
JQC Solutions does not guarantee the accuracy, completeness, or reliability of any calculations, projections, assumptions, or outcomes produced by automated tools and assumes no responsibility for decisions made or actions taken in reliance on such outputs.
Accuracy and Content Updates
Information provided through the Service may become outdated, incomplete, or inaccurate due to changes in laws, regulations, credit reporting practices, financial institutions, or other external factors.
JQC Solutions is under no obligation to update, revise, or correct any content provided through the Service and expressly disclaims liability for errors, omissions, or inaccuracies to the fullest extent permitted by law.
Third-Party Content and Links
The Service may reference or link to third-party websites, services, tools, or content. JQC Solutions does not endorse, verify, or guarantee the accuracy or reliability of any third-party content and assumes no responsibility for materials provided by external sources.
Limitation of Liability
To the maximum extent permitted by applicable law, JQC Solutions shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to your access to, use of, or reliance on any content, tools, or information provided through Credit Score Toolkit.
Use at Your Own Risk
Your use of the Service and reliance on any content, tools, or information provided is entirely at your own risk. You assume full responsibility for any decisions, actions, or outcomes resulting from your use of the Service.
Relationship to JQC Solutions Content Disclaimer
This Content Disclaimer applies only to Credit Score Toolkit. For broader disclaimers applicable to all JQC Solutions websites, platforms, and digital properties, please review the JQC Solutions Content Disclaimer available at: https://jqcsolutions.com/content-disclaimer/.
Contact Information
If you have any questions regarding this Content Disclaimer, you may contact JQC Solutions at legal@jqcsolutions.com.